Debt Consolidation:
One Easy Payment,
Real Debt Relief.
Overwhelmed by Debt? You're Not Alone.
At Affordable Debt Consolidation, we help Texans simplify their finances by combining credit cards, medical bills, payday loans, and more into one manageable monthly payment.
See What You Qualify for
Book Your Free Debt Consolidation Review
How Much Debt Do You Owe?
$63,000
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Affordable Debt Consolidation in Frisco, Texas
Affordable Debt Consolidation supports Frisco, Texas residents with low-cost, personalized debt solutions. Whether you’re facing credit card debt or managing multiple bills, our consolidation programs and credit card debt loan options offer real relief. We work only with Texans and keep fees up to 40 percent lower than national providers. No pressure, no obligation—just expert help.
Affordable Debt Consolidation for Frisco, Texas Residents
In a growing, fast-paced city like Frisco, it’s easy to feel overwhelmed by debt — especially when you're juggling credit cards, loans, and unexpected expenses. At Affordable Debt Consolidation, we help you find relief with clear, customized plans built specifically for Texans.
We proudly serve only Texas residents, and with Certified Texas Debt Specialists on your side, you’ll receive real, respectful guidance — not a scripted national plan. Best of all, our fees are up to 40% lower than many national credit consolidation companies, which means more of your money goes toward paying off your debt.
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What Is Debt Consolidation — and Is It a Good Idea?
Debt consolidation allows you to combine multiple debts into one monthly payment — usually with a lower interest rate. If you’ve been asking yourself “Is debt consolidation a good idea?”, take a moment to consider:
- Are your credit card balances barely shrinking despite monthly payments?
- Are you using credit to cover essentials like gas, groceries, or child care?
- Are you receiving collection calls or falling behind on due dates?
- Do you feel mentally and emotionally worn down by financial stress?
If the answer is yes, we’re here to help. Our debt consolidation programs include credit card debt consolidation loans, credit debt consolidation, and consolidation loans for Texas residents with bad credit — all customized to your needs.
How Frisco Clients Get Started
We make it simple and supportive from the first step:
- Talk to a Certified Texas Debt Specialist – No scripts. No pressure. Just a conversation about your financial goals and concerns.
- Get a Personalized Plan – From affordable debt consolidation Texas to debt consolidations and consolidation debt options, your plan will be built to fit your lifestyle and income.
- Simplify Your Monthly Payments – One payment. Less stress. A clearer path to a debt-free life.
- We also offer reliable debt consolidation programs for students — a great resource for Frisco’s growing young adult population.
Why Frisco Residents Choose Affordable Debt Consolidation
✅ Texas-Only Service – We understand the financial landscape in Frisco and greater North Texas.
✅ Lower Fees – Our fees are 40% less than those charged by most national credit consolidation companies.
✅ Client-First Support – We’re not here to pressure you — just to help you make a confident, informed decision.
✅ Everything Explained Clearly – Whether you're asking what is debt consolidation or comparing debt consolidation programs, we make it easy to move forward.
Will Debt Consolidation Affect My Credit Score?
It might — especially in the early stages. But many of our clients see their credit scores rise over time as they pay off balances and stay consistent. As part of your debt consolidation program, we’ll guide you on how to protect and rebuild your credit with confidence.
Let’s Talk About Your Options — Frisco, It’s Time to Take the First Step
If you’re exploring affordable debt consolidation, comparing the best debt consolidation services in Texas for 2025, or just want an honest conversation about your options — we’re here to help.
Let’s talk about your options today. There’s no pressure, no obligation, and no hidden fees. Just one simple step toward financial peace — and we’ll walk it with you.
Why Choose Affordable Debt Consolidation in Frisco?
At Affordable Debt Consolidation, we know that life in Frisco can come with unique financial challenges. Whether you're facing high living expenses, unexpected setbacks, or mounting credit card debt, we're here to help you find a way forward. We serve only Texas residents, offering personalized debt consolidation programs with fees up to 40% lower than national providers. Our Certified Texas Debt Specialists provide compassionate, straightforward support designed to help you eliminate debt and feel more in control of your future.
How to Get Started with Debt Consolidation in Frisco
Getting started is simple and stress-free. You can fill out our secure online form whenever you're ready, or give us a call to speak directly with a Certified Texas Debt Specialist. We'll listen to your situation, answer your questions, and walk you through your options. Our goal is to make the process clear and comfortable—so you can take the first step with confidence.
Contact Us
Phone Number: 469-663-6222
Business Hours: Mon–Sat 8am–6pm
Corporate Office: 40 NE Interstate 410 Loop, San Antonio, TX 78216
Additional Resources for Frisco Residents
FAQ'S
- Our Texas Debt Relief services are typically 40% less than most competitors, especially out-of-state companies. This program is exclusively for Texans. Talk to one of our Texas Debt Specialists to learn about our advantages and savings over out-of-state "cookie-cutter" programs.
- We provide an affiliate platform to shop many different lenders for credit card Debt Consolidation Loans up to $100,000.
- We also offer an affiliate program to reduce interest rates without new loans and our Texas Debt Relief program to negotiate significant balance reductions.
- We can assist if you are facing creditor lawsuits.
- Phone and office consultations are free with no obligation.
- Affordable Debt Consolidation is 100% veteran-owned, Texan-owned, state-licensed, with an A + Better Business Bureau rating.
Our Texas Debt Specialists assist Texans with multiple programs offered by our company and by utilizing a high-rated resource. Our Texas Debt Relief program uses Debt Settlement to negotiate significant reductions in the amount you pay back to your creditors. Credit Counseling programs can lower interest rates on credit card debt without a new loan. We also provide our affiliate platform to shop dozens of lenders who offer Debt Consolidation Loans to Texas residents who qualify. Any of these options will allow you to "consolidate" debt with one monthly program amount. We can also arrange a free consultation with a highly-rated Texas bankruptcy law firm if you would like to compare bankruptcy to non-bankruptcy options.
Our Texas Debt Relief program is a Debt Settlement program offered exclusively to Texans. Debt Settlement is also referred to as Debt Negotiation or Debt Resolution. This method resolves your unsecured debt by negotiating a lower amount to pay your creditors and settling in full with a zero balance. The process involves setting money aside in a new special purpose account rather than making small monthly payments to your creditors. Each enrolled debt is negotiated and settled one at a time using money that accrues in the special purpose account until all debts settle with a zero balance remaining. The monthly amount you set aside is based on your budget. In some cases, it can be less than half compared to making high-interest credit card monthly payments.
Consultations with a Texas Debt Specialist are entirely free with no obligation. Our Texas Debt Relief fees are performance-based, meaning clients pay our company no fees until a debt is negotiated and settled. Our settlement fees are a flat 15% of your enrolled debt and are factored into your new affordable monthly program payment. Most Debt Relief companies charge 25% of your enrolled debt, making our settlement fees up to 40% LOWER than most other companies. Our fees do not include any optional third-party fees administered by a separate provider.
It is illegal for any company to make such a guarantee. We will provide a realistic good-faith estimation using historical industry settlements and factoring the specific creditors you owe. We believe some companies make unrealistic claims and "bait and switch" their clients. These tactics are often uncovered by reading complaints about the company. One of the largest out-of-state Debt Relief companies was sued by the federal government and several state governments for providing unrealistic outcomes. Our goal is for our clients to graduate sooner than estimated as much as possible, although some clients will be enrolled longer than estimated due to a variety of factors. Affordable Debt Consolidation will not give you an unrealistic expectation to convince you to enroll. Speak to one of our Texas Debt Specialists if you want an honest evaluation. We always work hard on your behalf to save you the most money possible.
Credit Counseling is a form of Debt Management that can lower your interest rates with credit card debt and some installment loans while providing one monthly payment. It is a form of Debt Consolidation that does not require a new loan. Credit Counseling and Debt Negotiation are both considered hardship programs, but Credit Counseling does not negotiate the balances. Only the interest rates are reduced. We can help a consultation with a highly-rated non-profit Credit Counselor if you want to pursue this option.